.bill-body{background:#f6f8fb;color:#172033}.bill-wrap{width:min(1180px,calc(100% - 32px));margin:auto}.bill-hero{padding:54px 0 34px;background:linear-gradient(180deg,#fff 0,#f5f8ff 100%);border-bottom:1px solid #e8edf4}.bill-hero-grid{display:grid;grid-template-columns:1.35fr .65fr;gap:28px;align-items:center}.bill-kicker{display:inline-flex;padding:7px 11px;border-radius:999px;background:#edf4ff;color:#1367d1;font-size:12px;font-weight:800;letter-spacing:.06em}.bill-hero h1{font-size:clamp(32px,4vw,52px);line-height:1.05;margin:14px 0 12px}.bill-hero p{font-size:17px;line-height:1.7;color:#5d6776;max-width:760px}.bill-hero-card{background:#fff;border:1px solid #e2e8f0;border-radius:22px;padding:22px;box-shadow:0 18px 50px rgba(23,32,51,.08)}.bill-hero-card b{display:block;font-size:18px;margin-bottom:12px}.bill-trust{display:grid;gap:10px}.bill-trust span{display:flex;gap:9px;align-items:center;color:#3d4858}.bill-section{padding:34px 0}.bill-toolbar{display:flex;gap:12px;flex-wrap:wrap;align-items:center;margin-bottom:18px}.bill-search{flex:1;min-width:260px;position:relative}.bill-search input{width:100%;padding:15px 16px 15px 43px;border:1px solid #dfe5ee;border-radius:14px;background:#fff;font-size:15px;outline:none}.bill-search:before{content:'⌕';position:absolute;left:16px;top:10px;font-size:24px;color:#7b8798}.bill-tabs{display:flex;gap:8px;flex-wrap:wrap}.bill-tab{border:1px solid #dfe5ee;background:#fff;border-radius:999px;padding:10px 13px;font-weight:700;color:#4b5563;cursor:pointer}.bill-tab.active{background:#172033;color:#fff;border-color:#172033}.institution-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px}.institution-card{display:flex;flex-direction:column;gap:7px;padding:16px;border:1px solid #e2e8f0;border-radius:16px;background:#fff;text-decoration:none;color:inherit;min-height:116px;transition:.18s ease}.institution-card:hover{transform:translateY(-2px);box-shadow:0 10px 26px rgba(23,32,51,.08);border-color:#cbd8ea}.institution-card small{font-size:11px;font-weight:800;color:#1367d1;text-transform:uppercase;letter-spacing:.05em}.institution-card b{font-size:15px;line-height:1.35}.institution-card span{font-size:13px;color:#6b7280;margin-top:auto}.bill-layout{display:grid;grid-template-columns:minmax(0,1fr) 360px;gap:24px;align-items:start}.bill-panel{background:#fff;border:1px solid #e1e7ef;border-radius:22px;padding:24px;box-shadow:0 14px 40px rgba(23,32,51,.06)}.bill-panel h2{margin:0 0 8px;font-size:25px}.bill-panel>p{color:#697386;margin-top:0}.bill-form{display:grid;grid-template-columns:1fr 1fr;gap:15px}.bill-form label{display:grid;gap:7px;font-size:13px;font-weight:800}.bill-form label.full{grid-column:1/-1}.bill-form input,.bill-form select,.bill-form textarea{width:100%;border:1px solid #d9e0e9;background:#fff;border-radius:13px;padding:14px 14px;font-size:15px;outline:none;box-sizing:border-box}.bill-form input:focus,.bill-form select:focus,.bill-form textarea:focus{border-color:#1367d1;box-shadow:0 0 0 3px rgba(19,103,209,.09)}.bill-btn{display:inline-flex;justify-content:center;align-items:center;border:0;border-radius:13px;padding:15px 18px;background:#1367d1;color:#fff;font-weight:800;font-size:15px;cursor:pointer;text-decoration:none}.bill-btn.dark{background:#172033}.bill-info-card{background:#172033;color:#fff;border-radius:22px;padding:23px;position:sticky;top:20px}.bill-info-card h3{margin:0 0 10px}.bill-info-card p{color:#d7deea;line-height:1.6}.bill-disclaimer{margin-top:15px;padding:13px;border-radius:13px;background:#fff7e8;border:1px solid #f7dfad;color:#73520c;font-size:12px;line-height:1.55}.bill-article{margin-top:24px}.bill-article h2{font-size:27px}.bill-article p{line-height:1.85;color:#4f5968;white-space:pre-line}.bill-faq details{background:#fff;border:1px solid #e2e8f0;border-radius:14px;padding:15px 17px;margin:9px 0}.bill-faq summary{font-weight:800;cursor:pointer}.bill-faq p{color:#5e6876;line-height:1.65}.transfer-card{max-width:760px;margin:36px auto;background:#fff;border:1px solid #e1e7ef;border-radius:24px;padding:28px;box-shadow:0 18px 55px rgba(23,32,51,.08)}.transfer-head{text-align:center;margin-bottom:22px}.transfer-head .ok{width:54px;height:54px;border-radius:50%;display:grid;place-items:center;margin:0 auto 13px;background:#eaf8f0;color:#159447;font-size:28px;font-weight:900}.transfer-rows{display:grid;gap:10px}.transfer-row{display:grid;grid-template-columns:150px 1fr auto;gap:10px;align-items:center;padding:13px 14px;border:1px solid #e4e9f0;border-radius:13px}.transfer-row small{color:#687386}.transfer-row b{word-break:break-all}.copy-btn{border:0;border-radius:10px;background:#eef4ff;color:#1367d1;padding:9px 10px;font-weight:800;cursor:pointer}.bill-status{display:inline-flex;padding:8px 11px;border-radius:999px;background:#fff4da;color:#8a5b00;font-size:12px;font-weight:800}.bill-empty{padding:26px;text-align:center;background:#fff;border:1px dashed #ccd5e0;border-radius:16px;color:#6b7280}.bill-pagination{display:flex;gap:8px;justify-content:center;margin-top:20px}.bill-pagination a{padding:9px 12px;background:#fff;border:1px solid #dfe5ee;border-radius:10px;text-decoration:none;color:#172033}.bill-pagination a.active{background:#172033;color:#fff}.bill-home-cta{padding:30px 0}.bill-home-cta .inner{display:grid;grid-template-columns:1fr auto;gap:20px;align-items:center;background:linear-gradient(135deg,#172033,#243752);color:#fff;border-radius:24px;padding:28px}.bill-home-cta h2{margin:0 0 7px}.bill-home-cta p{margin:0;color:#d5deeb}.bill-home-cta a{background:#fff;color:#172033;padding:13px 18px;border-radius:12px;font-weight:800;text-decoration:none}
@media(max-width:900px){.bill-hero-grid,.bill-layout{grid-template-columns:1fr}.bill-info-card{position:static}.institution-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.bill-form{grid-template-columns:1fr}.bill-form label.full{grid-column:auto}.bill-home-cta .inner{grid-template-columns:1fr}.transfer-row{grid-template-columns:1fr auto}.transfer-row small{grid-column:1/-1}.bill-hero{padding-top:34px}}
@media(max-width:520px){.bill-wrap{width:min(100% - 20px,1180px)}.institution-grid{grid-template-columns:1fr}.bill-panel,.transfer-card{padding:18px;border-radius:18px}.bill-hero h1{font-size:34px}}

/* V10.1 single-contract request */
.bill-contract-panel{position:relative;overflow:hidden}.bill-contract-icon{width:44px;height:44px;border-radius:14px;background:linear-gradient(135deg,var(--brand),#4b89e8);color:#fff;display:grid;place-items:center;font-weight:950;font-size:21px;margin-bottom:12px;box-shadow:0 10px 25px rgba(19,103,209,.18)}.bill-contract-form{grid-template-columns:1fr!important}.bill-contract-input span{display:block;margin-bottom:7px;font-weight:850;color:#172033}.bill-contract-input input{min-height:58px!important;font-size:16px!important;border-width:2px!important;box-shadow:0 8px 24px #1720330a}.bill-contract-form .bill-btn{min-height:54px;font-size:15px}.bill-flow-hint{display:flex;align-items:center;gap:8px;flex-wrap:wrap;margin:16px 0 4px;color:#6b7280;font-size:11px}.bill-flow-hint span{width:25px;height:25px;border-radius:50%;display:grid;place-items:center;background:#eef4ff;color:var(--brand);font-weight:900}.bill-flow-hint b{color:#374151}.bill-flow-hint i{height:1px;width:28px;background:#dce3ed}@media(max-width:640px){.bill-flow-hint b{font-size:10px}.bill-flow-hint i{width:12px}}